ISOWO Debt Accelerator

Section 1 of 6

You & Your Business

Q1. Your full name *

Please enter your full name.

Q2. Your role in the business *

Please enter your role.

Q3. Email address *

Please enter a valid email address.

Q4. Phone number *

WhatsApp-enabled preferred — our primary channel for cohort communications.

Please enter your phone number.

Q5. Business name *

Please enter your business name.

Q6. What does your business do? *

One or two sentences — describe what you do and who you serve.

Please describe what your business does.

Q7. City and state of operation *

Please enter your city and state.

Q8. Website and/or social media (optional)

Section 2 of 6

Eligibility & Business Profile

Q9. Is your business formally registered (e.g. with the CAC)? *

Yes — limited liability (Ltd) Yes — business name / enterprise Not yet

Please select an option.

Q10. Which sector best describes your business? *

Please select a sector.

Q11. How many years has the business been trading? *

Under 1 year 1–2 years 3–5 years More than 5 years

⚠️ Applications from businesses trading under 1 year are reviewed on a case-by-case basis. You're welcome to continue — your application will be flagged for manual review.

Please select an option.

Q12. What was your approximate revenue in your last financial year? *

⚠️ Our target cohort is businesses with revenue between ₦100m and ₦1bn. Exceptional cases outside this range are reviewed manually — you're welcome to continue and complete your application.

Please select your revenue range.

Q13. Roughly how many full-time people does the business employ? *

Please select an option.

Q14. Over the last two years, your revenue has broadly been… *

Growing Flat / stable Declining Too early to say

Please select an option.

Q15. Is the business currently profitable? *

Yes, consistently Roughly breakeven Not yet

Please select an option.

Section 3 of 6

The Capital You Need

Q16. Are you actively looking to raise financing or capital in the next 6–12 months? *

Yes, definitely Likely / exploring Not right now

Please select an option.

Q17. What would the capital primarily be used for? *

Select all that apply.

Equipment / machinery / vehicles Working capital (stock, orders, cash-flow gaps) Expansion / new location Inventory Hiring New product or line Refinancing existing debt Other

Please select at least one option.

Q18. In your own words, what do you need the money for, and why now? *

Be specific — a real trigger (a contract won, a gap to fill, a window) scores high. Vague "to grow" answers score low.

Please answer this question.

Q19. Roughly how much capital are you looking to raise? *

Please select a capital range.

Q20. What kinds of financing have you considered or used before? *

Select all that apply.

Commercial bank loan Microfinance bank Equity investor / VC Family & friends Asset finance / leasing Invoice / trade finance Government / intervention funds None / not sure where to start

Please select at least one option.

Q21. Do you currently have any outstanding loans or debt? *

Please select an option.

Q22. Have you applied for financing before? What happened? (optional)

Section 4 of 6

Financial & Operational Readiness

Honest answers help us help you. Being early here will not count against you.

Q23. How do you currently keep your financial records? *

Dedicated accountant / finance team Accounting software (e.g. QuickBooks, Sage, Zoho) Spreadsheets Informal / notebook I don't really keep records

Please select an option.

Q24. Could you share recent management accounts or financial statements if asked? *

Yes, up to date Some, not fully up to date No

Please select an option.

Q25. Are your business and personal finances kept separate? *

Yes, fully Partly No

Please select an option.

Q26. Does the business have a bank account in its own name? *

Yes No

Please select an option.

Q27. Which of these does your business already have? (optional — select all that apply)

A board or advisory group Documented processes / SOPs A dedicated finance person Regular management reporting None of these yet

Q28. Most recent financials, management accounts or bank statement (optional)

A strong positive signal of seriousness if provided.

📎 Please email your documents to the ISOWO team after submitting this form.
Use your business name as the email subject line so we can match it to your application.

Or briefly describe what financial records you currently have:

Section 5 of 6

Your Growth & Your Why

Q29. What's your plan to expand or scale over the next 12–24 months? *

A clear, realistic, fundable plan scores high. Think: new markets, revenue targets, headcount, new products.

Please answer this question.

Q30. Why do you want to join the ISOWO Debt Accelerator, and what do you most hope to get from it? *

Specific, serious answers beat generic "to get funding." What exactly is missing for you right now?

Please answer this question.

Q31. What is the single biggest obstacle stopping you from accessing the capital you need? *

Self-awareness here tells us exactly where to focus your coaching.

Please answer this question.

Section 6 of 6

Commitment & Logistics

Q32. The programme runs for 8 weeks, with a weekly session plus some in-person dates in Lagos. Can you (or a senior finance lead) commit to attending throughout? *

Yes, I can commit fully Mostly — I'd miss one or two sessions No, I can't commit right now

Please select an option.

Q33. Who would attend the programme? *

Me (the founder / owner) A senior finance lead Both of us

Please select an option.

Q34. Can you attend the in-person anchor sessions in Lagos (Weeks 1, 5 and 8)? *

Yes Possibly / depends on dates No

Please select an option.

Q35. How did you hear about the programme? (optional)

Q36. Anything else you'd like us to know? (optional)

You must check this box to submit your application.

Debt Accelerator Application

You & Your Business

Eligibility & Business Profile

The Capital You Need

Financial & Operational Readiness

Your Growth & Your Why

Commitment & Logistics

Registration Required

Not the Right Timing

Commitment Required

Application Submitted!